|
 |
 |
Debt Articles
Avoid Bankruptcy
No matter what state you or your business’s finances are in, you may well find that there are a few options you can explore before resorting to declaring bankruptcy. read more
Avoid Repossession
Sadly, today’s economic climate means that unprecedented numbers of us are struggling to meet our financial demands. More homes than ever before are being threatened with repossession, but if you’re having trouble keeping up with your mortgage payments, there may be some steps you can explore to avoid the harsh reality of having your home repossessed. read more
Bad Credit - Debt Consolidation Loan
If you’re in the position of thinking about getting a debt consolidation loan, the chances are your finances are possibly not in the best shape. Naturally, if you have a bad credit rating, you are less likely to be able to get the most competitive... read more
Bad Debt - Consolidation
It may seem nonsensical to describe some debts as ‘good’ and some as ‘bad’, but the difference between the two is also key to managing your personal finances effectively... read more
Bad Debt - Management
When looking at your overall credit record, lenders consider different types of debt in different ways... read more
Business Debt - Management
If you have a business, effective debt management over time may mean the difference between keeping the business afloat and seeing it go under... read more
CCJ and Credit Cards
If you’ve had trouble with debt in the past that’s adversely affected your credit rating, it can be difficult to obtain further credit. However, credit cards... read more
CCJ - Mortgage
Many people today are thinking about remortgaging their homes, either because they need funds or because they want to pay off an existing mortgage and change to another. If you’ve had a County Court Judgement in the past... read more
Christian Debt Consolidation
When thinking about money troubles, you might wonder what faith or religion has to do with it. However, the whole principle of getting debt... read more
Christian Debt Management
Most of us are so accustomed to the financial culture in which we live that we never really give it much thought. However, many people, some for religious reasons, believe that the very idea of using debt and credit to purchase... read more
Consolidating Debts
If you’ve found yourself with multiple debts piling up every month, you’re certainly not alone. The current economic crisis, together with the fact that it was so easy for us to get credit... read more
Consumer Debt Management
In recent years, the amount of credit available to most of us has been far greater than ever before. From credit cards to store cards and personal loans, many of us are now finding it difficult to meet the bills... read more
Consumer Debt
Broadly speaking, consumer debt is any debt from credit that has been used to fund the purchase of something. This includes credit card debt... read more
Credit Cards and Debt Management
Credit Cards can be a great way to make purchases when you don’t have the cash to hand, but make sure you understand the real costs involved in using them, and that you’re not ending up paying masses in interest to a credit card... read more
Dealing with Debt
Debt is very much a part of life these days, and we all take it for granted, but it can cause many of us untold amounts of stress and worry, and can be just too much... read more
Debt Consolidation Calculator
When you’re having to deal with a lot of different debts, it can be tempting to consider a debt consolidation loan. However, you should make sure that the loan will actually help your finances... read more
Debt Consolidation Review
So many of us have debts that we find difficult to manage, and the range of options available to help you handle these debts... read more
Debt Consolidation Tips
If you’ve found yourself struggling to manage multiple debts, it can be a serious task working out the best strategy for handling them... read more
Debt Management Consultant
Many Debt Management Companies operate across the UK, some of them providing their services for a fee and some for free. When you use the services of a Debt Management Company... read more
Debt Management Counselling
Dealing with debt can be a real minefield. The different options available to you are often confusing and it can be a real task working out just what to do... read more
Debt Management Software
Most of us nowadays have several monthly bills to keep on top of. It can be difficult to keep track of your different debts, making sure that you not only meet the minimum payments, but also pay the debts off... read more
Debt Management Tips
Many of us find ourselves struggling to keep on top of debts that feel as though they’ll never go away. This can affect your life in so many ways it can seem... read more
Eliminate Credit Card Debts
It’s easy to find yourself in a situation where you’re struggling to keep on top of your credit card bills, often feeling that the debt... read more
Expert Debt Consolidation
It you’re experiencing difficulty managing your debts, there is help and advice available. Debt Management Companies and organisations operate up and down the country, offering a variety of services... read more
Getting out of debt
Many of us have been in the situation where one or two debts seem to have turned into a mountain of different bills and it seems impossible that any of it will ever be paid off. When faced with debt... read more
How to Consolidate Debt
If you have a lot of different debts, you may well look to consolidate them in some way. There are actually many different options for doing this, each with their own advantages and disadvantages. read more
Insolvency Practitioners Association
The Insolvency Practitioners Association, or IPA, operates within the UK, regulating Insolvency Practitioners working within the country.
Insolvency Practitioners themselves are professional individuals who give advice to people or companies in financial difficulty, as well as carrying out Insolvency... read more
IVA Service
Many of us have been in the situation where one or two debts seem to have turned into a mountain of different bills and it seems impossible that any of it will ever be paid off. When faced with debt... read more
Loans with CCJ
If you’ve had a County Court Judgement made against you in the past, your ability to secure further credit will definitely be restricted. A CCJ happens when a creditor that you’ve failed to pay your bill to applies to the county court... read more
Mortgage with CCJ
There was a time when having a County Court Judgement against you made it extremely difficult to get a mortgage. However, a range of mortgage deals are now available to suit people with less than perfect credit... read more
National Debt Management
Like all other major countries, the UK economy relies to an extent on borrowing from various sources. The National Debt is the amount owed to lenders by the British government, and is therefore indirectly our debt... read more
Non Profit Debt Consolidation
If you’re shopping around for a loan, you’ll may have encountered companies who describe themselves as non-profit, and also provide consolidation services such as loans. As with any borrowing, you should check as far as possible the credentials of a company you’re considering applying to for a loan... read more
Non Profit Debt Management
If you’re struggling with debts it’s understandable that you might consider a consolidation loan. However, you really need to shop around and make sure you know what’s involved in these types of loan... read more
Online Debt Consolidation
Like all other major countries, the UK economy relies to an extent on borrowing from various sources. The National Debt is the amount owed to lenders by the British government, and is therefore indirectly our debt... read more
Partnership Administration Order
A Partnership Administration Order is an option explored by partnerships where there is insolvency or the risk of it. It is typically considered where a business is low on funds and is going to be unable to pay its bills... read more
Unsecured Debt Consolidation Loan
If you find yourself with a lot of different monthly outgoings to keep on top of, it can be tempting to explore other options. Consolidation loans... read more
What is Unsecured Debt?
There are many different types of debt that are available, and the difference mainly relates to the agreement that has been made as the basis for the debt... read more
Writing off Debt
You may have seen stories in the news about people having thousands of pounds worth of debt written off, however this is actually very unusual... read more
Debt Consolidation
Debt consolidation means adding your various debts together so that there is one outstanding amount rather than several. If you have more than two creditors then you should think seriously about consolidating your debts... read more
An introduction to the IVA
This brief introduction to Individual Voluntary Arrangements, should give you some idea of what the process actually involves. You may have heard the term IVA and not known that it stands for Individual Voluntary Arrangements... read more
I can't make my IVA payments
When you enter into a voluntary arrangement or IVA with your creditors, you are making a legal agreement to pay a certain amount of money each month to an insolvency practitioner. The money that you pay to your practitioner is then divided between your creditors... read more